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Financial Planning for Businesses


Financial Planning for Businesses in Newport Beach, CA

We specialize in financial planning for businesses in Newport Beach, CA. We serve several companies in a wide array of industries. Specifically, we do financial planning for business owners, allowing you to focus on growing your business and spending time with your family. As a business owner, you face many day-to-day responsibilities and don’t always have the time to focus on critical financial strategies and risk management solutions. We offer a comprehensive range of business wealth services, including retirement plans, investment management, tax reduction, business organization, and succession planning. We do custom financial planning for businesses, entrepreneurs, and independent contractors. Let’s make a successful business plan for you today!

Financial Planning for Business Owners

It’s essential to integrate your business planning with your personal financial needs. Beyond assisting you with your business strategies, we help with a wide range of wealth management services, including retirement planning, estate planning, investments, insurance, and more. We offer financial planning for business owners to make the most out of their hard-earned wealth.

Financial Planning for Entrepreneurs

There are several retirement accounts for self-employed entrepreneurs. Being that 401(k)s are generally employer-sponsored retirement accounts. Self-employed persons have options for alternatives, including a traditional or Roth individual retirement account (IRA), simplified employee pension (SEP) IRA, SIMPLE IRA, and defined benefit plan. These are the most popular retirement accounts for the self-employed. A business financial advisor can work with you to find retirement solutions to meet your individual needs as an entrepreneur.

Financial Planning for Independent Contractors

Handling your finances as an independent contractor can be a daunting task. You spend much of your time in the field, leaving little of it to manage your finances. With your busy lifestyle, it can be challenging to make sound financial decisions. Also, because you may not know about various options you have available to you as an independent contractor, you could have room to save money, grow your wealth, and create a stronger foundation for retirement. We do financial planning for independent contractors from tax to retirement planning, keeping you free to do what you do best.

Retirement Plans

Many business owners don't have the time to design, implement, and manage a retirement plan. We work closely with you to determine appropriate retirement plan options that help your business, your employees, and you individually pursue a financially secure retirement. We utilize Defined Contribution, Profit Sharing, Pension Plans, ESOPs, or a combination thereof. We educate your employees on the company plan and options, along with consultation on their personal planning.

Tax Reduction Strategies

We work with business owners to reduce their tax implications through a variety of tax reduction strategies. From paying down your debt, maximizing retirement savings contributions, being proactive about procurement and depreciation, deferring income, and making the most out of potential home office deductions, we will ensure that your business runs as tax-efficiently as possible.

Business Organization

While there are so many ways to organize a business, we offer solutions to ensure that your business structure incorporates tax, asset protection, compensation, and estate planning. Your business structure must encompass all of these aspects. Make the most out of business organization by letting a business financial advisor help you.

Succession Planning

There are two types of business succession: Planned and Unplanned.  Planning and orchestrating your exit from your business is the best option for you, your family, and your employees. Through proper planning and collaboration with the other professional advisors in your life, we'll help you and your business enter into desired circumstances after your exit. If you die or have health issues that remove you from your company, what will happen in the following days, months, and years? Succession needs can occur before your planned time horizon. We help you define those needs as a business owner. Your succession plan can help ensure a smooth transition of your business to new leadership, mitigate taxes, prevent a loss of control over the disposition of your company, and avoid a decline in the value of your business in the event of your death or unexpected disability.

Take control of your finances - Solve cash flow issues with strategies that the High Net worth and ultra-high net worth use with a line of credit, tax managed investments or a larger tax deduction.

Let us help you build(or review your plan for) a better plan with better outcomes.